Makes 2 loaves or 18+ muffins
Preheat oven to 350. Butter two loaf pans or butter or line 18 muffin tins.
In a large bowl, mix together dry ingredients.
In a separate bowl, mix together wet ingredients. Stir wet mixture into dry mixture and mix just to blend.
Optional: add toppings or stir-ins of your choice.
Spoon batter into pans or tins. Bake about 25 minutes for muffins, about 40 minutes for loaves.